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Second Mortgage – Compare Rates with 2nd Mortgage Lenders – Types of Second Mortgages Home equity loans. A home equity loan will provide the borrower with a lump sum of cash that is required to be paid back in fixed rate monthly payments. Typically you can borrow up to 80% LTV, or loan to value ratio in your home. You may be able to get a home equity loan with bad credit. home equity lines of credit
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Eminent Mortgage – 125% Second Mortgage – Credit Requirements. A strong credit profile is necessary to qualify for a 125% second mortgage including full income documentation and verification, there are no limited or no documentation options for a 125% second mortgage. These loans are only available for refinances and have many other requirements.
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