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Property 101: What You Need to Know About Buying Your. – · 1. Can You Afford to Buy? The first and most essential step to undertake when you make the decision to buy a home is to wrap your head around the costs involved; this will likely mean developing and sticking to a budget. A good rule of thumb is you should spend no more than 30% of your gross monthly income on housing.
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Go shopping for your first home. Avoid creating a financial disaster by preparing your finances before going house hunting! In a perfect world, you would commit to buying a home and get mortgage pre-approval before stepping foot into your first open house. Obviously, it may be you didn’t realize you wanted to own a home until you see your.
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Buying your first property can be an overwhelming process. Read on to take the fear out of buying your first home, or compare home loan options in the table below. Nine tips for first home buyers