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The way the lenders report the short sale also can have a significant impact on the damage to your credit score. In addition, any late mortgage payments you made before the sale will further undermine your score. Finally, if the lender obtains a deficiency judgment to collect the balance of the mortgage,
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A "short sale" is the sale of property for less than the amount the mortgage holder owes on the loan. Short sales are usually caused by a depreciation in the value of the property after the.
"If the lender reports the transaction to the credit bureaus as a short sale with a deficiency balance (usually difference between the sale price and what you owe), then the effect on your credit score is the same as if you’d gone through foreclosure," says Weston. But if a deficiency balance is not reported, the damage could be less.
Over that period, we will see stock buybacks, deleveraging of the balance sheet, and more favorable sales trends. addition to the short-term business headwinds, the stock has felt intense pressure.
The Issaquah, Washington-based company did not disappoint me this Thursday evening, delivering $35.07 billion in revenues that beat consensus by a sizable $280 million, but landed short. sales are.
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A short sale can be better for homeowners than foreclosure, doing less damage to your credit score. You may be able to buy sooner after a.
In short, the bad news is that a short sale will have a significant negative impact on your credit score. And contrary to popular belief, the damage is almost as bad as a foreclosure. You also won’t be able get another mortgage for a new home for several years.
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