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HUD.gov / U.S. Department of Housing and Urban Development (HUD) – FHA loans have been helping people become homeowners since 1934. How do we do it? The Federal housing administration (fha) – which is part of HUD – insures the loan, so your lender can offer you a better deal.
FHA Loans: HUD Home Loans – HUD.Loans – Minimum FICO Credit Score of 500- Your credit score is taken into account when you apply for a HUD home loan and the FHA requires a minimum fico score (credit score) of 500. Scores that are 620 or higher can make you eligible for a better payment tier.
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HUD versus FHA loans: What’s the difference? – Investopedia – Qualifying for an FHA Loan. Borrowers with a credit score of at least 580 qualify for an FHA loan, although lenders can require a higher score. Still, if you’re approved with a FICO score of at least 580, you are only required to put down 3.5% of the home’s purchase price in cash.
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